Homeowner Application Tips
Credit Score
Applicants should have a credit score of at least 500. (Habitat processes the credit reports.) |
Verification of Income*
Proof of Income should include check stubs, child support &/or alimony court papers, Social Security benefits, SNAP benefits, etc. |
Tax Returns*
Application will need a copy of last year's Federal (click here to request). If you do not file taxes in 2023, you will need a verification letter from the IRS (click here for more information on completing Form 4506-T). |
Lease Agreement*
Application will need a copy of your current lease agreement and/or a letter from your landlord. |
Copies of Bills*
Applicant will need to provide a copy of their most recent bills: utility bills, car note, cell phone bill, credit card bills, student loans, childcare costs, etc. |
Reference Letters*
Reference letters are not required, but helpful during the application process. |
* Please make copies of ALL of your documentation as originals cannot be returned.
Applicants must be residents of Garland County, Arkansas and meet income requirements.
Volunteer hours do not count toward Sweat Equity credit until the final selection process is completed and the Partnership Agreement is signed.
Volunteer hours do not count toward Sweat Equity credit until the final selection process is completed and the Partnership Agreement is signed.
