Homeowner Application Tips
Credit Score
Applicants should have a credit score of at least 500. (Habitat processes the credit reports.) |
Verification of Income*
Proof of Income should include check stubs, child support &/or alimony court papers, Social Security benefits, SNAP benefits, etc. |
Tax Returns*
Application will need a copy of last year's Federal (click here to request) and State (click here to request) tax returns. |
Lease Agreement*
Application will need a copy of your current lease agreement and/or a letter from your landlord. |
Copies of Bills*
Applicant will need to provide a copy of their most recent bills: utility bills, car note, cell phone bill, credit card bills, student loans, childcare costs, etc. |
Reference Letters*
Reference letters are not required, but helpful during the application process. |
* Please make copies of ALL of your documentation as originals cannot be returned.
Applicants must be residents of Garland County, Arkansas and meet income requirements.
