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How to Apply for A HouseFamilies are selected through an application process, then Habitat builds the home and sells it to the family at cost. The family pays for the home with a 0% interest mortgage. Monthly mortgage payments do not exceed 30% of the gross income.
Our 2023 Open Application Period will begin following an Application Seminar on Saturday, November 11, 2023. Habitat will host a seminar explaining all of the program requirements and process. At the close of the yearly application period, all applications are evaluated based on three primary criteria:
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Homeowner Application Tips
Credit Score
Applicants should have a credit score of at least 500. |
Verification of Income*
Proof of Income should include check stubs, child support &/or alimony court papers, Social Security benefits, SNAP benefits, etc. |
Tax Returns*
Application will need a copy of their 2022 Federal (click here to request) and State (click here to request) tax returns. |
Lease Agreement*
Application will need a copy of your current lease agreement and/or a letter from your landlord. |
Copies of Bills*
Applicant will need to provide a copy of their most recent bills: utility bills, car note, cell phone bill, credit card bills, student loans, childcare costs, etc. |
Reference Letters*
Reference letters are not required, but helpful during the application process. |
* Please make copies of ALL of your documentation as originals cannot be returned.
Datos importantes para dueños
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