Registration is not required, but is recommended, to attend the in-person 2023 Application Seminar, Saturday, November 11, 2023 from 10:30 AM - 11:30 AM.
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How to Apply for A HouseWe have been building homes for deserving low- to moderate-income families in Garland County since 1995. Qualifying families participate in our Pathway to Homeownership program, which is typically a year-long process.
Families are selected through an application process, then Habitat builds the home and sells it to the family at cost. The family pays for the home with a 0% interest mortgage. Monthly mortgage payments do not exceed 30% of the gross income. Our 2023 Open Application Period will begin following an Application Seminar on Saturday, November 11, 2023, and end on Thursday, December 14, 2023, at Noon. Habitat will host a seminar explaining all of the program requirements and processes. At the close of the yearly application period, all applications are evaluated based on three primary criteria:
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Homeowner Application Tips
Credit Score
Applicants should have a credit score of at least 500. |
Verification of Income*
Proof of Income should include check stubs, child support &/or alimony court papers, Social Security benefits, SNAP benefits, etc. |
Tax Returns*
Application will need a copy of their most recent Federal (click here to request) and State (click here to request) tax returns. |
Lease Agreement*
Application will need a copy of your current lease agreement and/or a letter from your landlord. |
Copies of Bills*
Applicant will need to provide a copy of their most recent bills: utility bills, car note, cell phone bill, credit card bills, student loans, childcare costs, etc. |
Reference Letters*
Reference letters are not required, but helpful during the application process. |
* Please make copies of ALL of your documentation as originals cannot be returned.
Datos importantes para dueños
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