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Homeowner Application Process

Garland County Habitat for Humanity knows that safe, decent and affordable shelter plays an absolutely critical role in helping families to create a new cycle, one filled with possibilities and progress. Affordable homeownership frees families and fosters the skills and confidence they need to invest in themselves and their communities. The outcomes can be long-lasting and life-changing.

With a little help, Habitat homeowners are able to achieve the strength and self-reliance they need to build better lives for themselves and their families. They are empowered to overcome the barriers that so often stand between their families and better, healthier, more financially stable lives.

Through our Pathway to Homeownership Program, low to moderate-income families who cannot qualify for a traditional mortgage loan have an opportunity to become Habitat Homeowners.

Once a year, Garland County Habitat for Humanity hosts an Application Seminar to walk potential Partner Families through the application requirements and process for that year. Following the open application period, GCHFH’s Family Selection Committee selects homeowners based on three primary criteria:

  • The applicant’s level of need.
  • Their willingness to partner with Habitat.
  • Their ability to repay a mortgage through an affordable payment plan.

As part of their willingness to partner, Habitat’s homebuyers invest hundreds of hours of their own labor, called sweat equity, working alongside volunteers and other Habitat homeowners.

Habitat for Humanity follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing Habitat’s homeowners.

The next Application Seminar is scheduled for November 23, 2019. Click here for more information.


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