HOMEOWNER APPLICATION TIPS
Credit ScoreApplicants should have a minimum credit score of 500.
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Verification of IncomeProof of Income should include pay stubs, child support &/or alimony court papers, Social Security benefits, SNAP benefits, all other household income, etc.
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Tax ReturnsApplicant will need a copy of their most recent Federal (click here to request) tax return.
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Lease AgreementApplication will need a copy of your current lease agreement and/or a letter from your landlord.
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Copies of BillsApplicant will need to provide a copy of their most recent bills: utility bills, car loan, cell phone bill, credit card bills, student loans, childcare costs, insurance etc.
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Reference LettersReference letters are not required, but helpful during the application process.
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Please make copies of ALL of your documentation as originals cannot be returned. Applicants must be residents of Garland County, Arkansas and meet income requirements. Volunteer hours do not count toward Sweat Equity credit until the final selection process is completed.
